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Loans & Cards · Home HOME

Mortgages, Home Refinance,
Equity Lines of Credit
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Home mortgages and home refinancing will likely be a part of your life if you intend on buying a home. Buying rather than renting has the advantage of tax deductions and investment value which is not possible when you rent.

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Applying For The Right Mortgage or
Home Refinance Loan
Your credit history is: Mortgage/Refinance mainly for use by people with:
Excellent - None poor or no credit history, other credit welcome.
Excellent - Poor poor credit history, other credit welcome.
Excellent - Average average to excellent credit history.
Excellent - Good good to excellent credit history.
Excellent excellent credit history.
Full credit range Loans tailored to credit history.
[Company: Premier Equity]
Apply Now! Home Equity Loans up to 125%

If you have good credit, want to pay off high-rate debt and make one affordable monthly payment, apply today for the financial solution you've been looking for. Lower your monthly payments. Get high loan amounts. Discover tax savings. [44 Click Here]
Excellent - Good

Mortgage Sense

It's a good idea to refinance your home when the APR offered is at least 1.5% lower than what your current home mortgage APR is. If there are 2 or more closing points attached to the loan, then a 2% difference is preferable (i.e. if your current home loan is at 8.375%, you would want to find a loan at 6.375% or less if there are 2 or more points for closing). You can pay off the points up front or roll them into your loan. Don't forget to report the points on your IRS tax filing—they are deductible.

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